Adjust Payment Terms ×

We want to help you find the perfect car that fits your budget. Please adjust the options below so we can estimate the most accurate monthly payments.

Estimated Credit Score or Interest Rate

Desired Loan Term (months)

How much will you put down?

All tax, title and vehicle registration fees are additional. See dealer for complete details.

Why Buying a Used Car From a Buy Here Pay Here Dealership Could Save You Big Money

Buying a Great Used Car in Kansas City is an Investment for Your Future

Attention! We have spoilers about your financial future! 


Don’t read on if you’re not interested in finding out how a buy here pay here dealership can benefit you down the road.


Still there? You’re probably wondering what we mean. Most people come to a buy here pay here dealership because they are struggling with their finances, have low or no credit, or have been rejected by traditional dealerships.


However, there’s nothing to worry about. There are benefits to working with Auto Bank, your Kansas City auto sales experts - even if you’ve experienced these kinds of challenges. An investment in a used car can be an investment in your financial future. In this article, we’re going to show you how.


First, How Does a Buy Here Pay Here Work?

A buy here pay here dealership can approve you for car financing, even if you’ve had financial struggles in the past. Then, we offer you a selection of used cars from our deep inventory at one of our two used car lots near you. We have models and makes that you just might be surprised by!

Here’s the rundown of what to expect at Auto Bank, your leading buy here pay here:

  1. Fill out a car loan application online.

  2. Celebrate when you find out you’ve been approved!

  3. Browse our inventory and dream away.

  4. Come down to one of our car lots near you.

  5. We’ll let you test drive, and take your pick.

  6. We handle all the car financing at the dealership.

  7. We take payments online, in-person, and by mail.


As you can see, it’s pretty simple to get behind the wheel of a great used car in Kansas City. Before we even get into the financial investment and other benefits, there are also some significant advantages to our model when compared with traditional dealerships.


Related Research: Why is Buy Here Pay Here Financing Right for Me?


Auto Bank of Kansas City’s Buy Here Pay Here vs. Traditional Mega-Dealerships

Check out the greatest hits of why our Kansas City auto sales set-up is advantageous, when you compare it with all those generic car dealers on the strip.

  • While big dealerships push all their financing out to large corporations and banks you’ve never heard of, we handle car financing right at our buy here pay here.

  • Where big dealerships are only committed to one or two manufacturers, we have a variety of the best used cars in Kansas City.

  • Where big dealerships may not have time to work with you on car financing, we understand your financial challenges, and make the process respectful and convenient for you.


Respect, courtesy, affordability, and convenience are what we’re all about at Auto Bank of Kansas City. By working with us, we think you’ll see the benefits right away. But let’s move on to the most important benefits: how a car from one of our two used car lots near you will benefit your financial future.


How Can a Buy Here Pay Here Used Car Help Me with My Bad Credit?

When you come to our Kansas City used car dealership, it’s possible that your credit score isn’t where you want it to be. You also might be disappointed that you don’t qualify at a traditional dealership. 

We understand. However, not only do we offer benefits that a big dealership simply can’t handle, there are reasons that getting behind the wheel at a buy here pay here - especially one that is a leader in Kansas City auto sales - can benefit you financially.



How the buy here pay here model can actually be an investment in your future:


  1. You’re investing in a car, which can - literally - take you places. If you get a car that’s going to help you get to a job that can help you repay your debts and build your credit, then the vehicle is a necessary part of investing in your future. What’s more, you’ll avoid the daily calamity of trying to find a ride!

  1. Good credit is earned by paying off debt, including making car payments.To improve your credit score, you need to have debt that you can pay off. If you can get car financing that your budget can handle (we can help you figure this out when you come in), you’re getting yourself on the road to a better financial situation. 


There you have it. A great used car from a buy here pay here in Kansas City can help empower you to make smarter financial decisions, which will benefit you in the long-run. However, that’s not all there is. Take a look at why used cars can actually be even better investments than new cars from traditional dealerships.


Related Research: Why Buy Here Pay Here is Great for College Students


Let’s Put Buy Here Pay Here to the Side for a Moment - Can a Used Car Be an Investment In and Of Itself?

While we know you are going to love our car financing and the depth of our inventory at our buy here pay here dealership, there are reasons why a used car can be a great investment in the first place, regardless of where you get it. 


If you take good care of a used car, and choose a make and model that’s known for longevity, you can get maximum performance out of the vehicle without paying prices for something new.


Here are some tips for buying a used car that will save you big:

  • Go for something simple with great fuel economy

  • Do research with Car and Driver or Consumer Reports

  • Learn the basics of simple, effective car maintenance 


Really, that’s all you need to know. If you pick the right vehicle, put utility over flashiness, and make sure to get regular maintenance (or even do it yourself), a used car will give you what you hope to get out of it. This can save you money in the long run, as you’re not jumping to get a new car too soon, or paying new car prices. 


Related Research: 5 Tips to Save Money on Gas in Your Buy Here Pay Here Car


Make Our Kansas City Buy Here Pay Here Dealership Your Destination for a Used Car 

If you’re interested in building your credit, avoiding the hassles of traditional dealerships, and paying a low price for a well-maintained vehicle, come check us out. 

Our two used car lots near you are full of cars you’ll like, and our car financing makes the deal even sweeter, especially if you’re looking to build your credit back. For the Kansas City auto sales team-to-beat, think Auto Bank of Kansas City. 

Come down and check us out, or give us a call at your convenience. Our East Front Street number is (816) 281-7210, and our Truman Rd. location can be reached at (816) 207-3738