Top 5 Benefits of Buy Here Pay Here Car Lots

Buy here pay here car lots offer a lot of advantages over traditional new car dealerships. Rather than the high-pressure, sleazy sales tactics you often find at other used car lots, buy here pay here car lots often provide the exact opposite experience. Rather than taking hours of your time to pick through inventory, test drive the cars you’re interested in, and then wade through the laborious process of applying for the loan, running a credit check and haggling with the sales manager, buy here pay here car lots offer a quick and easy used car buying process that’s like a breath of fresh air. If you live in Independence, Kansas City, Gladstone, or North Kansas City, MO; or Kansas City, KS or any other area in Wyandotte County, you’ll be glad to know about Auto Bank of Kansas City. We’re one of the premier buy here pay here car lots in the Kansas City metro area.

Auto Bank of KC offers the following benefits over traditional used car dealerships. If you’re in the market for a used car but don’t know a lot about buy here pay here car lots, take a look at the top five benefits listed below. Then stop in and visit Auto Bank KC. You might just find the car-buying experience you’re looking for.

Good Selection of Used Vehicles

Auto Bank of Kansas City has a wide and varied selection of used cars to choose from. We typically have somewhere between 50 and 75 vehicles on our car lot at any one time - plenty of choices for anyone looking for a safe and reliable used car. Choose from makes like Chrysler, Ford, Chevrolet, Hyundai, Kia, and more. Auto Bank stocks models that are reliable, have a solid performance rating, and that provide reliable service for many years. Wander through the lot and pick out your favorites for a test drive. With two convenient locations in Kansas City - one on Truman Road and one on Front Street in Kansas City, MO - there’s sure to be a car that catches your eye.

Buy here pay here car lots offer high-quality used and certified pre-owned vehicles that have gone through a thorough inspection prior to being added to the lot. Experienced technicians go over every car to make sure it’s safe, has no mechanical issues, and is a reliable vehicle that will provide many miles of driving time for you and your family. Belts and bolts are tightened, fluids are checked, and any issue that needs attention is taken care of. If any car doesn’t pass the safety and reliability test, it doesn’t go on the lot. It’s that simple.

Loan Paperwork is Handled On-Site

Once you’ve picked out the car you like and have taken it for a test drive, you’re ready to start the loan paperwork. Unlike new car dealerships, this time all the financing and paperwork are taken care of for you. Buy here pay here car lots handle all that in-house; it’s one of the things that makes us unique. You don’t have to call around from bank to bank, trying to find one that will make you an auto loan. Instead, buy here pay here car lots handle all that for you. Easy peasy!

Applying for the Loan is Easy, Too

Most buy here pay here car lots have a simplified loan application process which is another benefit over other used car dealers. Often you can qualify for a loan from a buy here pay here car lot with a minimum of hassle. Many of them allow you to pre-qualify online before walking into the dealership which saves you time once you get to the dealership. As long as you can prove that you have a steady job that provides a decent income, you’ll probably qualify. And often, you’ll find out whether you’re qualified or not within minutes. Another bonus!

Bad Credit Isn’t an Issue

Buy here pay here car lots welcome people with bad credit. In fact, we specialize in helping people who have bad credit or no credit at all get a used car that will get them where they need to go on a daily basis. No more wondering whether your car will start in the morning or whether you’ll be late to work...again. Buy here pay here car lots like Auto Bank of Kansas City offer second chance financing - we want to see folks with bad credit start again. Auto Bank even offers a college student purchase program for those just starting out. Focusing on your current ability to make your car payment every month rather than on what your credit score looks like is part of what makes buy here pay here car lots different. This is a huge benefit for people trying to rebuild their lives after an unexpected setback.

You may also be able to give your ailing credit score a boost when you buy from a buy here pay here car lot. These dealers report your consistent, on-time payments to the top three credit bureaus. Making payments on time is one of the quickest ways to build your credit score back up. A higher credit score means you’re a better risk for other potential lenders, and that will help you get loans in the future.

Making Payments is Easy

Making a car payment shouldn’t be difficult. That’s why Auto Bank of KC gives customers several easy ways to make a car payment each month. Customers can walk into either of our two locations and make a payment in person. If you prefer snail mail, then simply mail in a money order each month. Auto Bank also gives you the option of paying by phone or through Autopay, where your payment is automatically deducted from your checking account each month. Making payments on time is one of the key factors in maintaining a good credit score or rebuilding after a financial loss.

Buy here pay here car lots are a great option when searching for a reliable used car. If you live the Northland, stop in at either of Auto Bank of Kansas City’s two convenient locations and see the difference for yourself. You’ll be greeted by happy staff members who are interested in you, not just in getting you in a used car. It’ll be worth the trip, we promise!