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We're located at 6901 East Front Street, Kansas City, MO 64120
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Our Car Financing Model Helps With Unique Credit Situations

In Kansas City, You Can Get a Car Loan Even If You Have Bad Credit. Auto Bank Makes It Possible.

Getting behind the wheel of a reliable used car doesn't have to be a distant dream, even if your credit score isn't perfect. At Auto Bank, we've revolutionized the car finance world, making vehicle ownership accessible to all drivers, even those with challenging credit histories. 

Let's explore how our innovative approach to bad credit car financing is changing lives across the Kansas City metro area.

Why Credit Scores Don't Tell the Whole Story

Your credit score is just a number – it doesn't reflect your character or your current financial stability. We take the time to understand your unique situation, approving used car loans that traditional banks would reject outright.

Credit scores can be affected by factors beyond your control, with hits related to expenses you didn’t choose, like unexpected medical bills or unpaid credit cards with balances racked up after you lost your job.

They also don't account for recent improvements in your financial habits or better employment. It takes time to improve your credit score, but you need a good car now.

Used Car

At Auto Bank, we consider your current monthly income, employment stability, and overall financial picture. We've helped countless Kansas City residents secure car finance options despite past credit challenges. By looking at the bigger picture, we can offer bad credit car financing that traditional lenders can't, giving you a real shot at reliable transportation and financial recovery.

Understanding Auto Bank's Unique Car Finance Options In Kansas City

Traditional lenders often slam the door shut on applicants with less-than-stellar credit. If your score is lower than 675, you’ve probably been turned down by a traditional lender in the past. 

At Auto Bank, we've flipped this outdated model on its head. Our car finance options are designed with you in mind, recognizing that your credit history doesn't define your future.

How We Differ from Traditional Used Car Financing Lenders

  1. Fair assessment - We look beyond just credit scores, considering your current financial situation and ability to make payments.
  2. Flexible terms - Our car loans are tailored to fit your budget, not the other way around.
  3. In-house financing - By managing loans ourselves, we cut out middlemen and pass the convenience on to you.

Bad Credit? No Problem With Our Car Finance Solutions

Having bad credit can make you feel like a walking red flag. But at Auto Bank, we believe in second chances. Our bad credit car financing programs are built on the principle that everyone deserves reliable transportation.

Used Car Financing Made Easy - For Everyone!

Opting for a pre-owned vehicle is a smart financial move, and with Auto Bank's used car financing, it's easier than ever. Our extensive inventory of quality used cars means you can find the perfect match for your needs and budget.

The Auto Bank Advantage

  • Wide selection - Whether you need a compact car to a spacious family SUV, we have something for every driver.
  • Quality assurance - Each vehicle undergoes a rigorous inspection before hitting our lot.
  • Transparent pricing - No hidden fees or last-minute surprises.

Here’s Our Streamlined Application Process

We've simplified the car buying process to save you time and reduce stress. Here's how easy it is to get started:

  1. Online pre-approval - Fill out our quick online form.
  2. Personalized consultation - Our finance experts will review your application, verify your monthly income, ID, and physical address. Then, they will show you your vehicle options that fit your budget.
  3. Choose your ride - Browse our inventory online or at one of our two convenient locations.
  4. Drive away happy - Complete the paperwork and hit the road in your new vehicle in as little as an hour.

Local Expertise For Kansas City Drivers

With locations at 2000 E. Truman Road and 6901 East Front Street in Kansas City, we're easily accessible from all corners of the metro. Our extended hours mean we're available when you need us.

Take the First Step Toward Car Ownership Today

Don't let credit concerns keep you from the driver's seat. Auto Bank's innovative car finance solutions are designed to turn your automotive dreams into reality. Get started by getting pre-approved for bad credit car financing online. Call us at (816) 241-7880 or (816) 231-9300 if you have any questions.

Don't wait another day to experience the freedom of car ownership. Let us show you how easy and affordable it can be to get behind the wheel of your perfect vehicle.

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2000 E. Truman Road, Kansas City, MO 64127 
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6901 East Front Street, Kansas City, MO 64120
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Truman Road: (816) 241-7880 | Hours
East Front Street: (816) 231-9300 | Hours

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