Buying Used Cars in Kansas City is a Cinch at Auto Bank
The amount of time it takes to purchase a used car varies based on the method employed, whether you need financing, the dealership you choose, and whether your credit is in good standing.
Auto Bank of Kansas City has virtually perfected the used car purchase transaction. You can browse our full inventory of top used cars for sale in Kansas City on our website. We include everything you need to know about the cars for sale, from their mileage and price to their MPG and VIN no.
Once you've scoped out the vehicle(s) you're interested in, you can get pre-approval for financing online on our website. Fill out the short form and we'll be able to advise whether you're able to get credit and how much.
From there, all it takes is coming into the dealership and trying out the vehicle for yourself. As we already have most of your details, there's very little extra paperwork to worry about. So, it's possible to buy a used car in a matter of hours instead of days or weeks.
If you’d prefer to talk to someone over the phone or in person, give us a call or come down to our East Front Street or East Truman Road locations. We’re open from 9 AM to 7 PM Monday to Friday and 9 AM to 5 PM on Saturdays.
Buy here pay here dealerships speed up the used car buying process
Much of the time it takes to purchase a used car is spent finding financing. If like most people, you require financing to buy a vehicle, you'll need to spend time securing the financing. This is where traditional used car dealerships fall down, and even the purchase of a used vehicle on the private market will take time.
Dealerships that require you to sort out your own financing send you on a wild goose chase. The dealership will sometimes only offer you the right price on a vehicle when you've already arranged your financing, and the banks you try to get financing from will require full details of the price, make, and model of the used car you plan to buy. This makes for a catch-22 situation.
Dealerships that offer to arrange financing for you are a step up, but some are still using third parties to find financing for you. There is little incentive for such a dealership to search for the best deals they can find. Indeed, there is a financial incentive for dealerships to only offer you the financing options that net them the best commission.
Buy here pay here dealerships take an even more hands-on approach. As the name implies, when you buy a used car in Kansas City from a buy here pay here dealership you'll be dealing directly with the dealership in the future. It is the dealership itself that offers you financing, so you will make repayments directly to us.
Because buy here pay here dealerships handle the financing ourselves, we have much more leeway in deciding who we offer financing to. The financing process is much more streamlined, as there aren't multiple parties involved. We don't need to perform invasive credit checks, instead relying on your ability to repay because you have a demonstrable steady income.
Used cars in Kansas City
Auto Bank is one of the largest buy here pay here dealerships in Kansas City. With a wealth of used cars at the E. Truman Road and East Front Street locations, you can be sure to find the perfect vehicle for your preferences and budget. You can calculate your potential monthly payments online on our website and even find out how much you can save in fuel costs by upgrading to a newer model year.
If you currently have a vehicle, you can trade it in at Auto Bank in Kansas City and use the sale value to offset the price of your new car. This, again, speeds up the used car buying process, shaving weeks off the time it'd take you to find a buyer for your current vehicle on the private market, then arrange financing, then buy a new vehicle.
The streamlined nature of the buy here pay here dealership buying experience is what makes it unique. If you're looking to purchase a used car in Kansas City and you want to get behind the wheel of your new car in as short a time as possible, choosing a Kansas City buy here pay here dealership that offers everything under one roof like Auto Bank is clearly your best option.