Visit Auto Bank of Kansas City for Your Car Financing Needs
When you have challenged credit, sometimes it can feel like there’s no way you could afford a decent, used car you can depend on. Attempting to get a traditional car loan can be a grueling process, and with an unsatisfactory FICO score, you will likely get denied. With so many factors affecting your credit score, it isn’t always realistic to wait until your score is higher to buy a vehicle.
Second chance financing gives customers options when it comes to buying a used car. No matter what your situation is, your credit score shouldn’t define you. This type of financing allows you to get back on your feet, improve your credit score, and find a vehicle you can rely on. When it comes to used cars, second chance finance dealerships like Auto Bank of Kansas City have affordable options and are able to get you in a car you wouldn’t qualify for at a traditional dealer!
What Is Second Chance Financing?
Second chance financing is available for people who have lower credit scores and may not be eligible for traditional car loans. These second chance financial loans are secured directly through our car dealership, and we determine your eligibility based on your income and ability to repay.
How Second Chance Finance Helps You
Working with car dealers with in-house financing allows you to not only find a reliable used car, but also get a car loan, if you qualify. When you make on-time payments, Auto Bank reports them to the major credit bureaus, and your score can gradually improve over time.
It’s important you find a dealership that does second chance financing you can trust. Having positive reviews, an easy pre-approval process, and a caring team are all signs of a reputable dealership. The goal of second chance finance is to get you back on track financially and get you into a reliable used vehicle. After you’ve paid off your vehicle, you can come back for an upgrade and trade in your current ride, too.
What to Look for In a Car When You’re Using Second Chance Finance
Auto Bank of Kansas City carries several car brands you’ll find familiar, and all of them are carefully sourced and inspected for function and safety. Major automakers on our lot include Ford, Honda, Chevrolet, Hyundai, Kia, and much more.
Choose a vehicle that fits your budget; our friendly team can help you with that. Then, consider your lifestyle. Do you need three rows of seating for your children, or are you looking for an economical city car that fits into tight parking spots?
Take a test drive of any vehicles you’re interested in so you can be sure that you truly love the one you choose. At Auto Bank, our experts will answer all your questions and make sure you’re happy with your decision.
Get a Used Car with Second Chance Financing Today at Auto Bank of Kansas City
Car buying can be a stressful experience in other places, but not at Auto Bank! With employees who care about their customers, you won’t find yourself neglected or overlooked. Get some of the best deals in Kansas City at either of our locations at 2000 E. Truman Road or 6901 East Front Street.
We pride ourselves in allowing customers to leave with a vehicle the same day they come in. Our online financing tools can give you a better picture of what you can afford before you visit us! Contact us or visit us in person to get started on the car-buying process with second chance financing.