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Find a Used Car With Easy Financing At Auto Bank

Finding a quality used car might be one of the most meticulous jobs you ever take on. If you’re going the online shopping route, there are thousands of vehicles posted online in the greater Kansas City area. Many of them aren’t even worth looking at - they’re junkers priced at predictably low rates. But when you weed those out, you come to an even more startling realization. It is hard to pick out a completely reliable vehicle in the $2,000-$5,000 range on a secondhand seller website. Many of them have cosmetic issues, but the sellers are confident that they are safe rides. Others seem too good to be true.

So, the next part comes in - testing each vehicle. This takes time and doesn’t always result in the purchase of a reliable car. Sometimes, you must take your tests even further by bringing the car to a mechanic to verify your hunches and the private seller’s claims. You don’t typically need to do this once you start paying more for your used cars, but therein lies a problem. Most people looking for a used car cannot afford to buy a used car outright at prices more than $5,000. So then, they must also additionally acquire outside financing.

The whole process is enough to make anyone want to give up shopping for a used car. But it doesn’t have to be this hard. When you shop for a used car with Auto Bank, you can browse a variety of reliable vehicles at reasonable prices. And when you find one you like, you don’t have to find a bank to finance you. In-house financing options make shopping for a reliable used car a breeze.

How The Easy Financing Process Works

Financing a car at a buy here pay here dealership is simple. Most buy here pay here dealerships, including Auto Bank, provide shoppers with a free online application for financing. We recommend applying for financing online, so all you need to do when you get to the dealership is focus on purchasing a car.

The application is relatively simple. It will ask you about your job and monthly income after taxes, what other financial obligations you have, and might ask you about your credit score. Those with poor credit don’t need to worry, however. The application is set up to help the dealership get a better picture of what you can afford. From there, you can shop based on the amount that the dealership is willing to lend you.

How To Find The Best Car Painlessly

Shopping at a buy here pay here car dealership is a little different than how you might shop for a car at a new car dealership. Rather than having a particular make or model in mind for the vehicle you want to purchase, you should approach the dealership with a general idea of what you are looking for from a car. This is because based upon what you qualify for financing, you will have a budget. Maybe you have a particular type of car you’d like, like an SUV that gets good gas mileage, or perhaps just one specific brand.

Why can’t you get the exact make and model you’ve had your hopes up for? Unfortunately, used car dealerships are highly dependent upon trade-ins and can only offer the cars that they get as trade-ins (or ones that they buy). Although this limits your searches in a way, it also leaves you open to many different car buying possibilities during your search.

At any rate, if you’re not entirely confident in your ability to find a good car, talk to someone at the dealership. They are incredibly experienced when it comes to finding people the right vehicle. The folks at Auto Bank can show you several different cars on the lot based on your description. If you don’t find what you are looking for then and there, the team can also notify you when more cars come into stock fitting your description.

What Happens When You Find The Right Car?

Unlike shopping for a used car elsewhere, when you find the right vehicle at Auto Bank, you are almost done with the process. No need to gather information about the car to give to the bank. No need to wait days to weeks for the funds to come in. We can get all the financial work done in-house, often on the same day.

After you’ve found your car, we will draft up a lending agreement, which we will thoroughly explain to you before you sign. Once you agree to the terms of lending, we draft up ownership paperwork and get you set up with your new car! You’ll be able to drive off to the DMV and get plates soon after that - sometimes even the same day if you get in early enough.

What Are The Other Perks?

Easy financing is one of the biggest perks of working with Auto Bank. Our quick turnaround time and in-house financing are great for many scenarios, including:

  • If you’ve been in an accident and need a replacement car quickly.
  • If you want a reliable used car that you can let your child or parent use.
  • If your credit history has issues and you have had trouble getting loans through traditional means like the bank.
  • You saw a car on our lot that you’d like to buy and don’t want to wait to look at others.
  • You want to work with one of the most reliable buy here pay here car dealerships in Missouri on a competitive rate.

But our easy financing isn’t the only draw-in to working with us. When you buy from Auto Bank, you also get:

Why try and take a harder route to buying your next car? If you live in Gladstone, Kansas City Northland, Parkville, or Liberty, stop by one of our two locations in Kansas City. You can schedule a test drive with us today, or click here to see if you qualify for easy in-house financing.