Adjust Payment Terms ×

We want to help you find the perfect car that fits your budget. Please adjust the options below so we can estimate the most accurate monthly payments.

Estimated Credit Score or Interest Rate

Desired Loan Term (months)

How much will you put down?

All tax, title and vehicle registration fees are additional. See dealer for complete details.

Can I Buy a Used Car in Kansas City With Only a Part-Time Job?

Our Buy Here Pay Here Dealership Can Make This Work For Qualified Buyers


Sometimes it’s difficult to find the right job, and sometimes there just aren’t enough opportunities out there that match your skill set. In other cases, you may have responsibilities that only allow you to work a certain number of hours per week. Maybe you’re a college student who has to balance studying and work at the same time.


Our auto sales team in Kansas City understands. At Auto Bank of Kansas City, we’ve designed our Buy Here Pay Here car finance program with your situation in mind. It is possible to buy a great used car at a car lot near you with limited income.


How Buy Here Pay Here Car Financing Works at Auto Bank of Kansas City

Purchasing a car through a Buy Here Pay Here car dealership is an important option for Kansas City car owners. Not everyone gets the best deal at traditional dealerships, and no one has the same life circumstances. That’s why our dealership exists. You might be surprised to find out that our car lots right near you are filled with superior used cars. We’re not attached to one manufacturer either, so we can offer a wide variety of great used cars.


This is how the Buy Here Pay Here model works: 

  • We hand-pick and stock our used car lots with the best vehicles available.

  • Then, come visit us, and we’ll let you browse and test-drive, as well as ask any questions about our selection of used cars in Kansas City.

  • After you find a car you like, we’ll tell you about our car financing for qualified buyers, including those with no credit history, and those who have had credit trouble in the past.

  • When it’s time to make a payment, simply pay online or through the mail, or stop down to see us. We handle everything in-house.


Who is Considered a Qualified Buyer in Kansas City’s Used Car Market?

As we’ve mentioned, Buy Here Pay Here car dealerships can help with car financing for those who might not be able to get the best deal at a typical car lot. 


However, at our Kansas City auto sales centers, we’re especially committed to making sure that drivers can get on the road affordably. Everyone deserves a car to help them go where they want to go, as cars bring us confidence, power, and the touch of style we need to continue pursuing our life’s goals.


Want to know if you’re a qualified buyer who is eligible to get into one of our vehicles at Auto Bank? This is what “qualified buyer” really means:

  • You aren’t being offered the loan you need at a traditional dealership.

  • You’re interested in a great used car to get around the Kansas City area.

  • You have low or no credit.

  • You can prove you have a steady income to meet regular auto payments.


That’s it! If you do have a part-time job that can cover the costs of our auto loans, you’ll be in business. The good news is that once you have a car, it’s possible that you’ll have more flexibility, and you can potentially turn that part-time job into something more. Cars give you access, and access introduces a larger world for you and your loved ones.


Whether you’re a student who can’t take on full-time work yet, or you’re just getting back on the job market and need wheels to expand your horizons, our Buy Here Pay Here car dealership has you covered for your car financing needs.


Check Out Our Selection of Used Cars at Kansas City’s Best Buy Here Pay Here

We have one of the widest selection of cars in the Kansas City auto sales industry. You’ll find every manufacturer and model you can imagine, including Ford, Volkswagen, Chevy, and Dodge. Feel free to check out our used car inventory to picture yourself behind the wheel. 


We love being able to support those who are looking for the perfect car, but haven’t had luck elsewhere. We make car financing easy for you by lending you our dealership’s money, which you pay back easily and conveniently right to us. You don’t have to deal with outside lenders, extra paperwork, or a leasing company. Once you build a relationship with us, we continue to support you throughout your driving experience. We’ll even tip you off to great deals when you’re looking for something new down the road.

We want to empower you with a great used car from our Buy Here Pay Here dealership. That’s what we’re here for. Come check out our two locations, or give us a call. Our East Front Street number is (816) 281-7210, and our Truman Rd. location can be reached at (816) 207-3738.