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A Comprehensive History of Buy Here, Pay Here Dealerships

Learn the Facts About Buy Here, Pay Here Dealerships and Stay Informed About the Best Used Cars in Kansas City

Before you go shopping for a used car in Kansas City, it’s good to know your options. There are too many dealers, and too many choices to make, and you want to make the right decision that also checks every box on your list.

It gets even more complicated when you start to look at car finance tactics that many typical car dealerships use. You want to be able to develop a good relationship with your used car dealer. You want to know you can depend on them to meet your needs and give you the best information.

Buy here, pay here car dealerships, however, offer streamlined solutions for your used car needs, and can provide options for used cars where many dealers can’t.

To stay informed about buy here, pay here dealerships, and whether this would be a good fit for customers who are on the market for an affordable used car they can rely on, here is our comprehensive history of buy here, pay here dealerships, as well as thorough information on a superior car lot near you that can meet your needs.

The Economic Landscape that Set the Stage

In times of economic turmoil, customers have been unable to afford to finance their vehicles, homes, and other American necessities through traditional funding streams. At the same time, federal loan institutions were under similar stress in terms of what they could provide the average customer.

We’ve faced these challenges as a country in the 1970s, when growth began to stagnate, as well as during the financial crash of 2008. It is yet again a time of concern for consumers during this current period of high inflation, and fears of further economic distress on the horizon.

a model car of an old vehicle sits in front of an orange background

The Buy Here, Pay Here Solution

Buy here, pay here dealerships looked at customers’ needs, as well as the current climate, and were able to offer a solution that would benefit customers who were unable to acquire a vehicle from dealerships who used outside private loan companies for financing. Buy here, pay here dealerships believed that these customers still deserved access to a car of their choice.

Offering direct, in-house car financing, and a lower entrypoint, gave a whole new set of customers access to a wide array of vehicles, and put them back on the road. Suddenly, users with little or no credit were able to get the vehicle they wanted, and were able to develop a relationship directly with their buy here, pay here dealership as opposed to navigating the complicated paperwork and maze of phone calls that owning a vehicle sometimes requires.

How Does This Work Today?

Today, high-quality buy here, pay here dealerships have the same mission: to ensure you can access a great used car at a different entry point than what the typical dealerships are asking for in terms of credit and financing options.

Additionally, as buy here, pay here dealerships have stayed competitive, and built up their businesses, they offer a far greater variety of vehicles than ever, including luxury vehicles, foreign cars, and family-friendly options.

No stranger to technology, buy here, pay here dealerships also offer services to help you calculate your trade online, figure out what your monthly payments will be, and more.

Buy here, pay here has found a way around the unique challenges of the American economy, and if you’re specifically looking for used cars in Kansas City, this is no exception.

Where Do I Look First for Used Cars in Kansas City?

Auto Bank, whose team has been operating for well over 30 years, is a one-stop solution for car finance approval, and a broad selection of vehicles.

Our simple online financing application is easy to fill out before you arrive at the dealership. You can even browse our current inventory and do research from home. We also want you to understand how our financing works, so we’ve created an FAQ page to anticipate your questions, and give you the answers you need.

We also offer simple ways to pay your bill, including in-person, over the phone, and autopay, which has simplified many of our customer’s lives.

We are proud to be a part of the long lineage of support for customers that buy here, pay here dealerships provide.

Learn more about us online, or come visit us at one of our two locations. You can also call our East Front Street location at at (816) 281-7210, or our Truman Rd location at (816) 207-3738.

We like to start our relationship with our customers by listening to their needs, concerns, and goals. With this information, we strive to offer solutions that will help you get on the road in a used car that has precise features that will fit your lifestyle.