Adjust Payment Terms ×

We want to help you find the perfect car that fits your budget. Please adjust the options below so we can estimate the most accurate monthly payments.

Estimated Credit Score or Interest Rate

Desired Loan Term (months)

How much will you put down?

All tax, title and vehicle registration fees are additional. See dealer for complete details.

Visit Our Kansas City Car Lots to See How a Reliable Vehicle Can Change Your Life 

There’s no doubt that owning a car in Kansas City makes life easier and raises your status in the eyes of employers, friends, and family members.

In this article, we’ll look at just five of the ways a buy here pay here car can improve your life and offer you more opportunities for building wealth and enjoying freedom.


  1. More Job Opportunities

Many places you might want to work will simply be too difficult to get without owning a vehicle, so you have to limit your job choices.


Some jobs require a car, too, such as those that require you to visit customers on-site. If you plan to be self-employed or want to drive for a delivery service, then not owning a car is a huge hindrance. Potential customers and employers may consider you unprofessional or difficult to work with because you struggle to meet them in person. Owning a car also allows you to take on contract and temporary work where you work at different offices each week.

Even if you don’t have a high-paying job and a great credit score right now, you can be on your way toward both when you purchase a used vehicle from a buy here pay here dealership, like Auto Bank, a car lot in Kansas City.


  1. Help Your Friends and Family in Your Used Car in Kansas City

Owning a vehicle means you can offer more utility to your friends and family. Instead of always asking for rides from others, you can be the one offering the rides in your used car in Kansas City.

When elderly family members need help, you can be the first person on the scene. And your social life can be all the better now you’re able to meet up with friends and even ferry everyone around to restaurants, bars, and other social events.


  1. Freedom from Set Schedules

RideKC, the Kansas City regional transit service, offers buses, shared bike rides, and a streetcar. It’s a great service that’s very valuable to the city, but buses run on their own schedule and only travel set routes. If you live outside the city or need to travel from one end of town to the other, there are limited options. And you can bet that even once you figure out the public transportation schedule, you’re in for lots of transfers and long rides.


Buying a vehicle from a used car lot near you means you can go wherever you want, whenever you want. Need to head to the 24/7 pharmacy at 3 a.m. to pick up medicine for your infant after an emergency room visit? No problem. Craving fast food tacos for lunch, and you only have 20 minutes to spare? You got this!

Owning a car can mean great savings in time, and it allows you to choose when you make such trips instead of being stuck to a rigid schedule, spending hours on public transportation, or relying on others.


  1. Improve your Credit Score at a Buy Here Pay Here Dealership

An oft-overlooked benefit of buying a used car from a buy here pay here dealership is that you can improve your credit rating even if it’s been poor in the past. Buy here pay here dealerships offer financing even if you don’t have good credit, yet they also report your consistent repayments to the major credit bureaus, like Experian, Equifax, and TransUnion. This means that as long as you repay your loan on time each week or month, your credit rating can improve.


A good credit score means you’ll get more favorable terms on credit in the future. You’ll pay lower rates of interest, and you’ll be able to get credit for larger items and get yourself on the property ladder.


  1. Transport Large Items

When you purchase one of the many top used cars in Kansas City, shopping becomes so much easier! You can transport heavier or bulkier items yourself, instead of relying on a delivery service or attempting to carry them on public transport. 


Bring home a new bookcase, stock up on bulk paper products, or even help a friend move when you own your own used car in Kansas City.


Buy Here Pay Here Car Lots in Kansas City Provide a World of Opportunity

With society and city planning heavily incentivizing car ownership, it feels unfair to people like you who have struggled with credit in the past. When credit unions and banks deny you a car loan over and over again, it feels disheartening, and you don’t get to feel the thrill of browsing used car lots near you.

But with the concept of buy here pay here near you, you can get a reliable vehicle and watch opportunities unfold in front of you. Buy here pay here dealerships allow everyone to become upwardly mobile - literally and figuratively - by offering excellent used cars at affordable rates, with no concern about your credit score.


If the idea of vehicle ownership excites you, we invite you to one of Auto Bank’s two locations in Kansas City, MO. Get preapproved online right now.